Photograph the paper. 4% of it comes back as a fractional share of the brand that printed it — not points, not cashback. The receipt was going in the bin either way.
Once as a purchase. Once as a position. Nothing about the shopping changes — you just stop throwing away the paper.
Illustrative, at Sep 10 2026 reference prices. 4% of the receipt, never under $5, never over $25 — or $150 when the wallet holds $OWNBACK. First receipt ever also pays its first $10 in full, once. Four receipts a day. Brands are references, not partners.
You are not joining a rewards programme. You are photographing a piece of paper you were about to bin, and it turns into a sliver of the company that printed it.
Open the scanner on your phone and shoot the paper. Live camera only — no screenshots, no camera roll, no exceptions.
The model pulls merchant, date and total in seconds, scores whether it is genuine paper, and matches the merchant to its ticker. Under 0.20 is refused; the middle band goes to a person.
4% settles as a fractional tokenized equity in your Robinhood Chain wallet, issued and custodied by the licensed issuer. The line is written to the ledger at reservation.
A rewards app records what you spent and keeps the rest to itself. Ownback writes the other side of the entry — merchant, total, rate, ticker, shares, wallet — and publishes it. Your spending has always been recorded somewhere. Now the ownership is too.
The reward is stock, so a fake receipt is theft of a real security bought with real money. The scanner is built so the easy fakes cannot be submitted at all — and the rest do not get past the check.
There is no file picker in the app — not hidden, not for holders, not for support. A screenshot cannot be sent because there is nowhere to send it.
Every photo is scored for being genuine paper and flagged for screens, reprints, edits and totals the line items cannot produce. We do not publish the flag list. That is the point of having one.
A receipt cannot be claimed twice — another angle, another phone, another wallet. Four approved a day, $250 a day, whoever you are.
Nothing fails silently. Every stop the scanner makes has a message attached, and every message is written down — including the exact confidence line at which a person, not the model, looks at your photo.
Everyone has done this arithmetic once, late at night. Here it is on the actual paper — with the honest number next to it, not the fantasy one.
Split-adjusted. Prices as of Sep 10, 2026. Illustrative, not advice — past performance predicts nothing. Ownback pays 4% of a receipt, at most $150, never the whole purchase; the Tesla record shows exactly that ceiling binding. Tokenized shares track the underlying but are not the underlying.
The exact formula the app runs: 4% of the receipt, never under $5, never over your ceiling, converted to the merchant's stock at that day's reference price. Your first receipt also pays its first $10 in full.
Start free — 4% of every receipt, at least $5, up to $25, four receipts a day. Hold $OWNBACK in the same wallet and the ceiling rises to $150. The rate never changes, and holding is never required to earn.
$OWNBACK is a utility token: it sets your ceiling and nothing else. Not equity in Ownback, not a share in any brand named here, and never required to earn — the free tier pays the same 4%.
It is worth nothing where it is. Four percent of it, in the stock of whoever printed it, is worth photographing.