ROBINHOOD CHAIN · 6 TICKERS LIVE

You already paid
for the groceries.
Own it back.

REC 0x4c1…9abWALMART
Receipt total$186.40
Rate4.00%
Floor / ceiling$5.00 / $25.00
Matched tickerWMT
Reference price$126.90
Settled to wallet
+$7.46 in WMT
0.0588 WMT @ $126.90 · 09:31:47
STATUS: PAIDROLL 0001

Photograph the paper. 4% of it comes back as a fractional share of the brand that printed it — not points, not cashback. The receipt was going in the bin either way.

Rate
4.00%
Floor, every receipt
$5.00
Ceiling · free / holder
$25 / $150
Per wallet, 24h
4 · $250
STREAM 01 · ONE RECEIPT, START TO FINISHLOOPING
00What you bought
What you own

The same trip,
posted twice.

Once as a purchase. Once as a position. Nothing about the shopping changes — you just stop throwing away the paper.

$186.40Walmart · grocery run
→ 4.00% →
+$7.46 in WMTrate applied
0.0588 WMT
$12.85McDonald's · breakfast
→ FLOOR →
+$5.00 in MCD4% would pay $0.51
0.0146 MCD
$999.00Apple Store · new phone
→ 4.00% →
+$39.96 in AAPLholder ceiling $150
0.1277 AAPL
$128.00Whole Foods · haul
→ 4.00% →
+$5.12 in AMZNrate applied
0.0191 AMZN
$344.19Home Depot · weekend job
→ 4.00% →
+$13.77 in HDrate applied
0.0307 HD
$3.50Vending machine · one bottle
→ FLOOR →
+$5.00 in KO4% would pay $0.14
0.0631 KO

Illustrative, at Sep 10 2026 reference prices. 4% of the receipt, never under $5, never over $25 — or $150 when the wallet holds $OWNBACK. First receipt ever also pays its first $10 in full, once. Four receipts a day. Brands are references, not partners.

01Method

Three steps.
Under a minute.

You are not joining a rewards programme. You are photographing a piece of paper you were about to bin, and it turns into a sliver of the company that printed it.

01

Photograph it

Open the scanner on your phone and shoot the paper. Live camera only — no screenshots, no camera roll, no exceptions.

Input · camera
02

We read and judge it

The model pulls merchant, date and total in seconds, scores whether it is genuine paper, and matches the merchant to its ticker. Under 0.20 is refused; the middle band goes to a person.

Process · OCR + score
03

You own a piece

4% settles as a fractional tokenized equity in your Robinhood Chain wallet, issued and custodied by the licensed issuer. The line is written to the ledger at reservation.

Output · settled
02The ledger
Why the name
STREAM 02 · LIVE TAPELOOPING

Every receipt
is a line.

A rewards app records what you spent and keeps the rest to itself. Ownback writes the other side of the entry — merchant, total, rate, ticker, shares, wallet — and publishes it. Your spending has always been recorded somewhere. Now the ownership is too.

$148,385
Owned back to date
21,904
Receipts on the roll
6
Tickers settling
4:41
Median snap → settled
03Proof
Anti-fraud

No upload button.
No second chances.

The reward is stock, so a fake receipt is theft of a real security bought with real money. The scanner is built so the easy fakes cannot be submitted at all — and the rest do not get past the check.

01

Live camera only

There is no file picker in the app — not hidden, not for holders, not for support. A screenshot cannot be sent because there is nowhere to send it.

No camera roll
02

Read by AI, judged by AI

Every photo is scored for being genuine paper and flagged for screens, reprints, edits and totals the line items cannot produce. We do not publish the flag list. That is the point of having one.

Confidence scored
03

One paper, one payout

A receipt cannot be claimed twice — another angle, another phone, another wallet. Four approved a day, $250 a day, whoever you are.

Claimed once, ever
SCAN 4417-BREFUSED
Merchant readMcDONALD'S
Total read$12.85
Paper confidence0.08
FlagPHOTO OF A SCREEN
Settled to wallet
$0.00
"We couldn't make out real paper in that photo. Paper, flat, good light."
STATUS: VOIDNOT COUNTED AGAINST YOUR DAILY LIMIT

A refusal always names its reason.

Nothing fails silently. Every stop the scanner makes has a message attached, and every message is written down — including the exact confidence line at which a person, not the model, looks at your photo.

04Void
The old regret
POSITIONS THAT NEVER EXISTED

The receipts
you binned.

Everyone has done this arithmetic once, late at night. Here it is on the actual paper — with the honest number next to it, not the fantasy one.

STREAM 03 · JUN 29 2007 · APPLE STORE · $499.00LOOPING
APPLE STOREVOID
Jun 29, 2007iPhone (8GB)
Receipt total$499.00
4% of the paper$19.96
AAPL then$4.36
Shares bought4.5780
AAPL now$312.80
Would be worth today
$1,432
The paper itself: $0.00 · binned that evening
AMAZONVOID
Nov 19, 2007Kindle (1st gen)
Receipt total$399.00
4% of the paper$15.96
AMZN then$4.40
Shares bought3.6273
AMZN now$268.40
Would be worth today
$974
The paper itself: $0.00 · binned that evening
TESLAVOID
Jun 22, 2012Model S
Receipt total$77,400.00
4% says$3,096.00
Ceiling paid$150.00
TSLA then$2.08
Shares bought72.1154
Would be worth today
$28,428
The ceiling doing its job — not the whole purchase

Split-adjusted. Prices as of Sep 10, 2026. Illustrative, not advice — past performance predicts nothing. Ownback pays 4% of a receipt, at most $150, never the whole purchase; the Tesla record shows exactly that ceiling binding. Tokenized shares track the underlying but are not the underlying.

05Math
Run it yourself

Drag it.
See what returns.

The exact formula the app runs: 4% of the receipt, never under $5, never over your ceiling, converted to the merchant's stock at that day's reference price. Your first receipt also pays its first $10 in full.

INPUTLIVE
Receipt total
$186.40
$1everyday receipts get most of the track$4,000
Merchant
Wallet
SETTLEMENT PREVIEWWALMART
Receipt total$186.40
4% of total$7.46
Welcome · first only
Floor$5.00
Ceiling$25.00 · free
You own back
$7.46
≈ 0.0588 WMT @ $126.90
4% of $186.40, paid in WMT.
06Tiers
$OWNBACK

Hold the token.
Raise the ceiling.

Start free — 4% of every receipt, at least $5, up to $25, four receipts a day. Hold $OWNBACK in the same wallet and the ceiling rises to $150. The rate never changes, and holding is never required to earn.

Free · hold nothing
Slip
Where everyone starts
Rate4.00%
Floor$5.00
Welcome$10 · once
Max / receipt$25.00
Receipts / day4
Walmart · $186.40
+$7.46 WMT
Most people · hold 100,000
Ledger
0.01% of supply, in the scanning wallet
Rate4.00%
Floor$5.00
Welcome$10 · once
Max / receipt$150.00
ReviewPriority
Apple Store · $2,499.00
+$99.96 AAPL
Hold 500,000
Vault
0.05% of supply, in the scanning wallet
Rate4.00%
Floor$5.00
Welcome$10 · once
Max / receipt$150.00
New merchantsEarly access
Home Depot · $3,750.00
+$150.00 HD

$OWNBACK is a utility token: it sets your ceiling and nothing else. Not equity in Ownback, not a share in any brand named here, and never required to earn — the free tier pays the same 4%.

07Open
LIVE · SEVEN BRANDS, SIX TICKERS

There is a receipt
in your pocket right now.

It is worth nothing where it is. Four percent of it, in the stock of whoever printed it, is worth photographing.

Settling today
AppleAAPLAmazonAMZNWhole FoodsAMZN WalmartWMTMcDonald'sMCDHome DepotHD Coca-ColaKO
Queued as their shares are tokenized
NetflixNFLXTeslaTSLATargetTGT CostcoCOSTNikeNKEStarbucksSBUX Best BuyBBYChipotleCMGUberUBER
08Questions
Q01Do I actually get stock?
You get a tokenized share — a fractional position in the real listed company, issued and custodied by the licensed issuer on Robinhood Chain and delivered to your wallet there. It tracks the underlying share and can be sold or held. It is a security, and it can lose value.
Q02What if the shop isn't public?
Then there is no stock to give and the receipt is refused before any reward is counted — you'll see that reason on screen. Ownback only settles on merchants whose shares exist as tokenized equities on Robinhood Chain. The list grows as more companies are tokenized; today it is seven brands across six tickers.
Q03Where does the money come from?
A treasury funded by the $OWNBACK token buys the shares on the open market at the moment your receipt clears. It is not a merchant rebate — no brand on this page pays us, and none of them has agreed to anything. The rate and the ceilings exist so the treasury's outflow is bounded and public.
Q04Do I have to buy the token?
No. The free tier pays the same 4% with the same $5 floor, capped at $25 a receipt. Holding $OWNBACK only raises that ceiling to $150 — it never changes the rate, and it is never required to scan.
Q05What stops people faking receipts?
There is no upload path, so screenshots and saved images cannot be submitted at all. Every photo is scored for whether it is genuine paper and flagged for screens, reprints, edits and totals the line items cannot produce. Low scores are refused; the middle band goes to a person. One paper pays once, ever, across every wallet. The exact thresholds are in the rules.
Q06Is this live yet?
The scanner is in early access and the ledger you see is sample data. Settlement is not switched on yet: approved receipts reserve their reward against your wallet and settle when the licensed issuer goes live in your region — the EEA at launch. Every change to that ships with a post on the log before it ships in the app.